Dr. Elemér TERTAK Principal Advisor, Directorate General Internal Market and Services, European Commission, Brussels

1978	Economics degree, Marx Károly University of Economics, Budapest
1995	Doctoral degree in economics, Budapest University of Economics
1993-1995	Managing Director, National Deposit Insurance Fund
1995-2001	Chief Executive Officer, KDB Bank
2001-2002	Deputy Secretary of State in charge for financial regulation, Ministry of Finance, Budapest
2002-2003	Chief Executive Officer, Dresdner Bank Hungaria
2003-2004	Permanent Secretary of State, Ministry of Finance, Budapest
2005-2011	Director, Financial Institutions, DG Internal Market and Services, European Commission
	Since 2011 Principal Advisor, DG Internal Market and Services, European Commission

Board Member, Hungarian Association of Economists
Board Member, Association of Hungarian Controllers
Registered Arbitrator, Financial and Capital Market Arbitration Court, Budapest

Success factors in supervision