12: Financial Literacy, Decision-Making in Complex Situations
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Hauptschule
Breakout
in deutscher SpracheSupported by Raiffeisenlandesbank Oberösterreich, promitto organisationsberatung and Three Coins
Finance and the real economy are becoming increasingly interdependent and, thus, ever more complex. There is an infinite number of ways in which money can be spent and invested. In the face of this abundance of options, people often become disoriented and get caught in the debt trap. We need new approaches to be able to reverse these developments. People do not only lack theoretical knowledge, but also experience applying it in their everyday lives. We will use a live experiment to find out what helps people gain an overview in complex situations in which they are required to make decisions. Which senses and competences do people need to remain capable of acting and making decisions?
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MMag. MA Katharina NORDEN
Co-Founder, Three Coins GmbH, Vienna
| Katharina Norden has been an active entrepreneur since age 13. With a background in law, journalism, and organizational development, she found her passion in leading interdisciplinary teams to work for social change. Today, she works as a co-founder and CEO of Three Coins, a social business dedicated to innovate behavior-based tools for financial education. Before that, Katharina was actively involved in the set-up of Ashoka in Austria and its youth program. Her idea for using social online gaming for financial literacy was awarded Coca Cola's "Ideas against Poverty" prize in 2011. Katharina holds a joint MA from American University and the Vienna Diplomatic Academy, as well as MA degrees in Law and Business (Vienna/Madrid). |
Goran OMAR
Representative of the Young Generation, Graz
| Goran Omar wurde in Syrien geboren und kam 2003 nach Österreich. Er besuchte die Hauptschule in Semriach und danach für ein Jahr die HTL Ortwein in Graz. Im Herbst 2012 begann er eine Lehre bei der Bäckerei Sorger. Er hat großes Interesse an der Politik. |
Dipl.-Kfm. Dr. Claus J. RAIDL
Vice President, European Forum Alpbach, Vienna
| 1970-1971 | Senior assistant, Institute for Applied Social and Economic Research |
| 1971-1974 | Worked in banking and for a certified public accountant, provided consultancy services to the OECD on international tax law and multinational corporations |
| 1974-1981 | Österreichische Volksfürsorge Allgemeine Versicherung AG |
| 1981-1982 | Member of the Executive Board, Wiener Holding Ges.m.b.H. |
| 1982-1986 | Member of the Executive Board, ÖIAG (Österreichische Industrieverwaltungs AG) |
| 1986-1988 | Deputy Chairman and Senior Executive Vice President, VOEST-ALPINE AG |
| 1988-1992 | Deputy Chairman and Senior Executive Vice President, VOEST-ALPINE STAHL AG |
| 1993-1994 | Member of the Executive Board, AUSTRIAN INDUSTRIES AG |
| 1991-2010 | Chairman and Chief Executive Officer, BÖHLER-UDDEHOLM AG |
| 2007-2010 | Member, Executive Board, voestalpine AG |
| 2008-2018 | President, OeNB - Oesterreichische Nationalbank, Vienna |
| since 2012 | Vice President, European Forum Alpbach, Vienna |
Dr. Heinrich SCHALLER
Chief Executive Officer, Raiffeisenlandesbank Oberösterreich AG, Linz
| 1978-1984 | Study of Law, Johannes Kepler University Linz; Study of Commercial Science, WU Vienna University of Economics and Business, Vienna |
| 1986 | Judicial Clerkship |
| 1987-2000 | Head of Treasury; Head of Futures and Options Trading, Project Manager, regarding the foundation of an Austrian Futures and Options Exchange, RZB - Raiffeisen Zentralbank Österreich AG, Vienna |
| 2000-2004 | Deputy Member, Managing Board, Treasury, Marketing and Retail Sales, Raiffeisenlandesbank Oberösterreich AG, Linz |
| Chairman, Supervisory Board, Kepler-Fonds Kapitalanlagegesellschaft m.b.H., Linz | |
| 2003-2006 | Member, Supervisory Board, Raiffeisen Kapitalanlage-Gesellschaft mit beschränkter Haftung, Vienna |
| 2004-2006 | Member, Managing Board, Treasury, Marketing and Retail Sales, Insurance Business and Building Society Savings, Raiffeisenlandesbank Oberösterreich AG, Linz |
| 2006-2012 | Member, Managing Board, Vienna Stock Exchange AG, Vienna |
| Member, Managing Board, CEESEG AG, Vienna | |
| since 2012 | Chief Executive Officer, Raiffeisenlandesbank Oberösterreich AG, Linz |
| since 2013 | Chairman, University Council, Johannes Kepler University Linz |
Mag.a Gabriele ZGUBIC-ENGLEDER
Head, Consumer Policy Department, Austrian Federal Chamber of Labour, Vienna
| 1991 | Abschluss des Studiums der Rechtswissenschaften, Johannes Kepler Universität Linz |
| 1991-1995 | Referentin, Konsumenten- und Umweltschutzabteilung, Kammer für Arbeiter und Angestellte für Oberösterreich |
| 1995 | Assistentin einer österreichischen Abgeordneten, Europäisches Parlament, Brüssel |
| 1996-1999 | Referentin, Konsumenten- und Umweltschutzabteilung, Kammer für Arbeiter und Angestellte für Oberösterreich |
| 1997-1998 | Kabinettsmitarbeiterin, Frauen- und Konsumentenschutzministerin |
| 1998-2009 | Juristin, Österreichische Bundesfinanzierungsagentur |
| seit 2010 | Leiterin, Abteilung Konsumentenpolitik, Kammer für Arbeiter und Angestellte für Wien |
Mag.a Barbara GUWAK
Managing Partner, promitto organisationsberatung gmbh, Vienna
| 1992-2000 | Studium der Psychologie, Universität Wien |
| 1997-2000 | Politische Sekretärin im Zentralsekretariat, Gewerkschaft der Privatangestellten, Wien |
| 2000-2005 | Geschäftsführerin, datenwerk innovationsagentur GmbH, Wien |
| 2003-2005 | Supervision, Coaching und Organisationsentwicklung, ARGE Bildungsmanagement, Wien |
| 2005-2007 | Selbstständige Organisationsberaterin, Systemischer Coach und Supervisorin, Wien |
| 2006 | GründerInnen-Lehrgang des Alumniverbands, Universität Wien |
| 2007 | Leiterin, Department Organisationsberatung, ic2 consulting GmbH, Wien |
| 2008-2009 | Facilitator-Ausbildung der FU Berlin und der School of Facilitating, Berlin |
| seit 2008 | Geschäftsführende Gesellschafterin, promitto organisationsberatung gmbh, Wien |
| 2011 | Systemische Strukturaufstellung/Business Training - Syst München |
| 2016-2017 | Erzählerin, Goldmund Erzählakademie |
| Systemisch Denken - SYST Matthias Varga von Kibed |
